Child Support Is a Racket

broken racket

I have stated before that I don’t believe in child support. My stance is one that would put many custodial parents on the public dole instead of leaving the the non-custodial parent scraping for change. What child support does is insane, though. Lets look at my case. I just finished negotiating things with the ex, and I got what everyone considers a great deal. That is such crap, because my deal is great only because everyone else gets such a shitty deal. Its simply a comparative response to my situation, not someone really looking at fairness. There is a $50,000 difference in our incomes. This sounds huge, until you consider the fact that she has teachers hours. She doesn’t have an 8 hour day, and gets a ton of days off. Even when compared to my cushy government job, she only works about 28-30 hours a week when spread across the year. She works typically only 75% of the hours a year that I do.

Below is the a table showing just how our child support plays out.

This table shows how she gets two government checks. That increase her income by another $16,440. These were used in our calculation. Because she couldn’t budget I added another $87 a month to cover before school expenses. I will be responsible for 1/2 of all extra-curricular expenses and 61% of all uncovered health expenses. And if the school fees exceed $1200, then I will cover 1/2 of those excess fees as well. I will buy clothing and cover all normal expenses at my house. Now according to this table, you see that I have $9510 in income greater than her after all this. This doesn’t sound like such a horrible deal. Now remember these are all gross numbers. Child support has no effect on taxes for either of us. Also remember that those government checks are tax free checks as well. The bottom row shows the new proportions which would be more fair to pay at this point, but it all goes back to the gross income numbers in the earlier row.

Now here is a table that shows things with some tax values on these numbers.

This table has changed the cost of my child support to represent roughly what it costs me out of my gross. It also revalues her government checks to what they would be if they were taxable income netting the values in the first table. The proportions just at the first row before child support is a few percent different, but then after child support they should be nearly 50/50. There is a $12,132 dollar swing in the actual household available funds. She ends up with $2,622 more money at the end of the year than I do. Child support has effectively leveled our incomes and then some.

Now before anyone goes stupid on me for not wanting to support my kids, understand that I have the kids 50% of the time. I participate in their lives even when they are not at my home. I am as active as I ever was with them. I have the ability to pay all of their expenses out of pocket. This scheme has made my kids more expensive to me than they were before, because I pay many of the expenses twice. I pay her to pay them, and I pay them. Lets also understand that just looking at the gross numbers, that is a $24,000 swing in income from one parent to the other.

There are many people out there that will attempt to explain to me that this somehow right and fair, but it is not. In my state, this predetermined to go to the lower income worker, and statistically we all know that will be the mother. I can’t get a divorce with kids and not pay my ex for the privilege for the rest of my children’s childhood. If these terms are brought back to court after the divorce, I will be asking for straight guidelines. This will mean that I pay child support, and portions of the healthcare. The rest is her problem.

I had offered to pay all of the kids expenses. 100% as they came up. Just don’t go the child support route. I have an extreme problem with the government taking money from me to give to her to do the same thing that I can do anyway. She went after child support, and an amount much higher than what the government standards were. I knew I probably couldn’t trust her, so now she has proven that I cannot trust her. I have to go fighting for everything as we go from here on out. I really have no peace about this. She will cost me by the time this is all over a minimum of $1,000,000 dollars. A decision I made at 23 years old, and then stubbornness to stick to that decision with honor even when others would have walked will cost me a fortune. None of that even accounts for the fact that I also will have to constantly battle her attempts to alienate me from my children.

I don’t know how to combat this. I am looking for options. I will be contacting my representatives and going after them for making sound decisions that protect men’s rights during divorce, and limit the transfer of income between the parents. In the modern world, it is not reasonable for both parties not to be held to account for the financial responsibility of their kids. The guidelines most states use on paper give those very words credence, but then the guidelines don’t actually make it happen, because typically the largest earner, yes the father, is required to send more money than the kids expenses to the lower income earner, yes the mother, to pay the bills. Oh and if that amount of money is higher than what the actual expenses are, then its explained that the money can be used however she pleases. Child support is right, I have to support 5 children. The three I adopted, the one I created, and the one I am divorcing.

This whole thing ultimately will prevent me from getting ahead in the world financially for the next ten years. You see all the money that I might have been able to find to save is going to that woman to spend as she pleases. I can’t hope that she will save any for my kids education, and I can’t afford to pay for it myself. My life will be a constant financial struggle, and I make enough money that shouldn’t be the case. I hate her for that. I won’t get over the damage she had done to my family and my and their futures.